{"query":{"q":"mobile money","category":null,"tag":null,"country":null,"countryInput":null},"pagination":{"page":1,"pageSize":24,"total":52,"totalPages":3},"count":24,"resources":[{"name":"M-Pesa Daraja (Safaricom)","slug":"m-pesa-daraja-safaricom","description":"Safaricom's official Daraja 3.0 developer portal exposing the M-Pesa APIs (STK Push/Lipa Na M-Pesa, C2B, B2C, B2B, transaction status, account balance) for Kenya, the largest mobile-money network in Africa. Requires a registered developer account with sandbox testing before live credentials.","category":"API","subcategory":"Mobile Money","website":"https://developer.safaricom.co.ke","documentation_url":"https://developer.safaricom.co.ke/docs","github_url":null,"pricing":null,"verified":true,"featured":true,"country":"KE","docs_status":"BROKEN","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:58.625Z","notes":null,"company":{"name":"Safaricom","slug":"safaricom","country":"KE","type":"TELECOM","url":"https://wycord.com/companies/safaricom"},"tags":["mobile-money","stk-push","payments","kenya","mpesa"],"url":"https://wycord.com/resource/m-pesa-daraja-safaricom"},{"name":"CinetPay MCP","slug":"cinetpay-mcp","description":"The official CinetPay MCP server lets AI assistants initialize payments, check payment and transfer status, run balance checks and money transfers across ten Francophone African countries. Exposes tools such as initialize_payment, check_payment_status, create_transfer and list_payment_methods.","category":"MCP","subcategory":"Mobile Money","website":"https://github.com/cinetpay/cinetpay-mcp","documentation_url":"https://github.com/cinetpay/cinetpay-mcp#readme","github_url":"https://github.com/cinetpay/cinetpay-mcp","pricing":"Free / open-source","verified":true,"featured":false,"country":"Pan-African","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:58.803Z","notes":null,"company":{"name":"CinetPay","slug":"cinetpay","country":"CI","type":"PAYMENTS","url":"https://wycord.com/companies/cinetpay"},"tags":["mcp","francophone-africa","cinetpay","mobile-money","payments"],"url":"https://wycord.com/resource/cinetpay-mcp"},{"name":"Deggo MCP","slug":"deggo-mcp","description":"Deggo MCP lets AI applications process Senegalese mobile money through natural language, with a working Orange Money integration for sending money, checking balances and retrieving transaction history. Handles multiple Senegalese phone number formats and ships a Wave integration as planned.","category":"MCP","subcategory":"Mobile Money","website":"https://github.com/jmndao/deggo-mcp","documentation_url":"https://github.com/jmndao/deggo-mcp#readme","github_url":"https://github.com/jmndao/deggo-mcp","pricing":"Free / open-source","verified":true,"featured":false,"country":"SN","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:58.837Z","notes":null,"company":null,"tags":["mcp","senegal","orange-money","mobile-money","payments"],"url":"https://wycord.com/resource/deggo-mcp"},{"name":"Flutterwave-node-v3","slug":"flutterwave-node-v3","description":"Official Flutterwave Node.js SDK for the Flutterwave for Business v3 APIs, covering card and mobile money collections, payouts, subscriptions, bill payments and identity verification. Published on npm as flutterwave-node-v3.","category":"TOOL","subcategory":"SDK","website":"https://github.com/Flutterwave/Node-v3","documentation_url":"https://github.com/Flutterwave/Node-v3","github_url":"https://github.com/Flutterwave/Node-v3","pricing":"Free / open-source","verified":true,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:11:59.022Z","notes":null,"company":{"name":"Flutterwave","slug":"flutterwave","country":"NG","type":"PAYMENTS","url":"https://wycord.com/companies/flutterwave"},"tags":["javascript","nigeria","payments","flutterwave","node"],"url":"https://wycord.com/resource/flutterwave-node-v3"},{"name":"Hubtel","slug":"hubtel","description":"Hubtel is a Ghanaian fintech founded in 2005 as SMSGH offering REST APIs for mobile money collections, card payments, SMS, USSD and ID verification, with official SDKs for C#, Java, Android, iOS, Flutter and Web. Its public docs pages render as overviews while deeper reference sits behind a portal.","category":"API","subcategory":"Payments","website":"https://hubtel.com/","documentation_url":"https://developers.hubtel.com/","github_url":"https://github.com/hubtel","pricing":null,"verified":true,"featured":false,"country":"GH","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.100Z","notes":null,"company":{"name":"Hubtel","slug":"hubtel","country":"GH","type":"PAYMENTS","url":"https://wycord.com/companies/hubtel"},"tags":["payments","ghana","ussd","sms","mobile-money"],"url":"https://wycord.com/resource/hubtel"},{"name":"Jenga API","slug":"jenga-api","description":"Jenga API is the open banking and payments API by Finserve Africa, a subsidiary of Equity Group, covering bank and mobile money transfers, airtime, forex and KYC across Kenya, Uganda, Tanzania, Rwanda, DRC, South Sudan and Ethiopia. Its API explorer documents live and UAT endpoints on api.finserve.africa.","category":"API","subcategory":"Open Banking","website":"https://www.jengaapi.io/","documentation_url":"https://developer.jengahq.io/","github_url":null,"pricing":null,"verified":true,"featured":false,"country":"KE","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.146Z","notes":null,"company":{"name":"Finserve Africa","slug":"finserve-africa","country":"KE","type":"PAYMENTS","url":"https://wycord.com/companies/finserve-africa"},"tags":["payments","kenya","kyc","banking","open-banking"],"url":"https://wycord.com/resource/jenga-api"},{"name":"PawaPay","slug":"pawapay","description":"Mobile money aggregator offering a single REST API and dashboard to collect deposits, send payouts and process refunds across ~20 African countries, covering roughly 85% of mobile money on the continent. Asynchronous financial APIs with sandbox and live environments plus a Postman collection.","category":"API","subcategory":"Mobile Money","website":"https://pawapay.io","documentation_url":"https://docs.pawapay.io","github_url":null,"pricing":"https://pawapay.io/fees","verified":true,"featured":false,"country":"Pan-African","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.470Z","notes":null,"company":{"name":"PawaPay","slug":"pawapay","country":"Pan-African","type":"PAYMENTS","url":"https://wycord.com/companies/pawapay"},"tags":["mobile-money","payouts","payments","pan-african","aggregator"],"url":"https://wycord.com/resource/pawapay"},{"name":"Theteller (PaySwitch)","slug":"theteller-payswitch","description":"Ghana-based payment gateway API for card, mobile money (MTN/Vodafone/AirtelTigo/Zeepay/G-money) and bank-transfer payouts, with Android/iOS SDKs and e-commerce plugins.","category":"API","subcategory":"Payments","website":"https://theteller.net","documentation_url":"https://theteller.net/documentation","github_url":null,"pricing":null,"verified":true,"featured":false,"country":"GH","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.708Z","notes":"Scout-verified 2026-08-14: curl 200 on docs page with live PHP/C#/Java samples + sandbox/prod endpoints, payswitch.com.gh contact domain, WebSearch confirms PaySwitch (Accra, founded 2015). See docs/scout/ghana-candidates.md.","company":null,"tags":[],"url":"https://wycord.com/resource/theteller-payswitch"},{"name":"Tingg by Cellulant","slug":"tingg-by-cellulant","description":"Cellulant's Tingg is a single-API payments platform for collections and payouts across 24+ African markets, supporting mobile money, cards and bank transfers, plus engagement APIs for transactional SMS/OTP. Developers register on the Tingg developer portal for sandbox and production access.","category":"API","subcategory":"Payments","website":"https://tingg.africa","documentation_url":"https://docs.tingg.africa","github_url":null,"pricing":null,"verified":true,"featured":false,"country":"Pan-African","docs_status":"LIVE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.713Z","notes":null,"company":{"name":"Cellulant","slug":"cellulant","country":"Pan-African","type":"PAYMENTS","url":"https://wycord.com/companies/cellulant"},"tags":["payments","mobile-money","pan-african","payouts","collections"],"url":"https://wycord.com/resource/tingg-by-cellulant"},{"name":"Zambia Fintech MCP","slug":"zambia-fintech-mcp","description":"An MCP server exposing Zambian fintech utilities including bidirectional PAYE/NAPSA payroll calculations, ZESCO prepaid electricity unit math, BOZ exchange rates and mobile money fee quoting. Provides eight tools built on 2024 tax bands and MTN mobile money fee tables.","category":"MCP","subcategory":"Fintech Utilities","website":"https://github.com/senorMk/zambia-fintech-mcp","documentation_url":"https://github.com/senorMk/zambia-fintech-mcp#readme","github_url":"https://github.com/senorMk/zambia-fintech-mcp","pricing":"Free / open-source","verified":true,"featured":false,"country":"ZM","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:11:59.781Z","notes":null,"company":null,"tags":["mcp","tax","zambia","payroll","fintech"],"url":"https://wycord.com/resource/zambia-fintech-mcp"},{"name":"Zeepay Developer API","slug":"zeepay-developer-api","description":"REST API from Ghana's largest independent mobile-money fintech for domestic transfers, cross-border remittance, bill payments (airtime/electricity/water) and merchant collections.","category":"API","subcategory":"Mobile Money","website":"https://myzeepay.com","documentation_url":"https://docs.myzeepay.com/introduction","github_url":null,"pricing":null,"verified":true,"featured":false,"country":"GH","docs_status":"UNAVAILABLE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:11:59.786Z","notes":"Scout-verified 2026-08-14: curl 200 on docs.myzeepay.com structured API index, BusinessWire (2021) and Software Group (2023) press releases independently confirm Ghana-HQ entity. See docs/scout/ghana-candidates.md.","company":null,"tags":[],"url":"https://wycord.com/resource/zeepay-developer-api"},{"name":"django-daraja","slug":"django-daraja","description":"Python Django library for interacting with the Safaricom M-Pesa Daraja API, simplifying STK push and related mobile money operations. 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See docs/scout/ghana-candidates.md.","company":null,"tags":[],"url":"https://wycord.com/resource/expresspay-ghana"},{"name":"rave-python","slug":"rave-python","description":"Official Flutterwave Python library wrapping the Flutterwave for Business v2 APIs for card transactions, mobile money and bank transfers. Maintained by the Flutterwave developers team and published on PyPI.","category":"TOOL","subcategory":"SDK","website":"https://github.com/Flutterwave/Python-v2","documentation_url":"https://github.com/Flutterwave/Python-v2","github_url":"https://github.com/Flutterwave/Python-v2","pricing":"Free / open-source","verified":true,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:11:59.921Z","notes":null,"company":{"name":"Flutterwave","slug":"flutterwave","country":"NG","type":"PAYMENTS","url":"https://wycord.com/companies/flutterwave"},"tags":["python","nigeria","payments","rave","flutterwave"],"url":"https://wycord.com/resource/rave-python"},{"name":"Bizao","slug":"bizao","description":"Pan-African payment aggregator founded by a former Orange executive that lets merchants accept mobile money and card payments from multiple carriers through a single contract and API. Exposes Mobile Money, Merchant Payment and card APIs documented on its developer portal and Postman workspace, with 3DS filtering on card transactions. Focused on West and Central African markets.","category":"API","subcategory":"Payments","website":null,"documentation_url":"https://dev.bizao.com/","github_url":null,"pricing":null,"verified":false,"featured":false,"country":"CI","docs_status":"UNAVAILABLE","licensing_required":"APPROVAL","last_verified":"2026-10-10T05:12:00.105Z","notes":"Website https://www.bizao.com removed 2026-10-01: the domain now 301-redirects to an unrelated gambling site, and dev.bizao.com has no DNS record.","company":null,"tags":["payments","mobile-money","aggregator","francophone","cards"],"url":"https://wycord.com/resource/bizao"},{"name":"CamPay","slug":"campay","description":"[ingest-scout] Cameroon-focused mobile money payment gateway API (launched January 2021 by Takwid Group) supporting MTN Mobile Money and Orange Money Cameroon. Python SDK on GitHub (CamPay/campay-python-sdk), Android SDK, Postman API docs, and WooCommerce plugin all confirmed live. Fills the gap as the domestic Cameroonian payment API — distinct from Notch Pay which is a multi-country aggregator.","category":"API","subcategory":null,"website":"https://campay.net/en/","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.121Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/campay"},{"name":"ChiaSDK MCP (@chiahq/mcp)","slug":"chiasdk-mcp-chiahqmcp","description":"[ingest-scout] Unified TypeScript MCP server and monorepo SDK wrapping PayChangu (Malawi — direct charge, mobile money, bank transfers), PawaPay (20+ African countries — deposits, payouts, refunds), and OneKhusa (Malawi/Southern Africa — collections and disbursements). Exposes these as AI-accessible payment tools via @chiahq/mcp on npm. Active repo with 284 commits; last commit July 31 2026.","category":"MCP","subcategory":null,"website":"https://github.com/usechia/chiasdk","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"Pan-African","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.134Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/chiasdk-mcp-chiahqmcp"},{"name":"CinetPay","slug":"cinetpay","description":"African payment gateway founded in 2016 offering collection and money transfer via mobile money and bank cards (Visa, Mastercard) across francophone markets. Provides direct API, hosted checkout and SDKs in JavaScript, Python, Go, Flutter and PHP. Headquartered in Cote d'Ivoire and serving multiple West and Central African countries.","category":"API","subcategory":"Payments","website":"https://cinetpay.com","documentation_url":"https://docs.cinetpay.com/api/1.0-en/introduction/overview","github_url":"https://github.com/cinetpay","pricing":null,"verified":false,"featured":false,"country":"CI","docs_status":"UNAVAILABLE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.137Z","notes":null,"company":{"name":"CinetPay","slug":"cinetpay","country":"CI","type":"PAYMENTS","url":"https://wycord.com/companies/cinetpay"},"tags":["payments","mobile-money","cards","francophone","checkout"],"url":"https://wycord.com/resource/cinetpay"},{"name":"DusuPay","slug":"dusupay","description":"[ingest-scout] Uganda-headquartered multi-country payments API (founded 2015) covering 15 African nations — mobile money across Uganda, Kenya, Tanzania, Rwanda, Ghana, Cameroon, Côte d'Ivoire, Senegal, and others; bank transfers in South Africa and Nigeria. Sandbox and production endpoints confirmed live at developer.dusupay.com; one of the broadest East+West Africa coverage gateways not yet in the registry.","category":"API","subcategory":null,"website":"https://developer.dusupay.com/","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"UG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.230Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/dusupay"},{"name":"Efashe Fintech Aggregation API","slug":"efashe-fintech-aggregation-api","description":"[ingest-scout] Rwanda-based fintech aggregator (Central Bank of Rwanda licensed PSP) connecting developers to telecom operators, banks, utilities, and government services across Rwanda, Malawi, and Zambia via a single REST API — covers mobile money, bulk SMS, USSD, airtime, utility payments, and tax remittances. Built since 2013 by Future Dynamic Innovations; processes 30B+ transactions annually. Developer portal confirmed live; Rwanda, Malawi, and Zambia are underrepresented in the registry.","category":"API","subcategory":null,"website":"https://www.efashe.com/en/developers","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.244Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/efashe-fintech-aggregation-api"},{"name":"Ethio Telecom Developer Portal (Telebirr)","slug":"ethio-telecom-developer-portal-telebirr","description":"[ingest-scout] Official developer portal for Telebirr, Ethio Telecom's mobile money platform serving 44M+ users in Ethiopia. Provides sandbox testing, API reference, sample code, video tutorials, and In-App SDK for integrating payments, STK push, and mandate-based transactions. Portal confirmed live at developer.ethiotelecom.et with Postman workspace also published. Ethiopia is a major gap in the registry — only Chapa (a third-party gateway) is currently listed.","category":"API","subcategory":null,"website":"https://developer.ethiotelecom.et/","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.265Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/ethio-telecom-developer-portal-telebirr"},{"name":"Eversend","slug":"eversend","description":"[ingest-scout] Ugandan cross-border payments API covering 18 African markets including Kenya, Nigeria, Uganda, Ghana, Tanzania, Rwanda, Côte d'Ivoire, South Africa, and Zambia, with mobile money + bank rails and stablecoin (USDC/USDT) funding. Full REST API docs live at eversend.readme.io with PHP SDK on GitHub and batch disbursement endpoint confirmed operational.","category":"API","subcategory":null,"website":"https://eversend.readme.io/reference/introduction","documentation_url":null,"github_url":null,"pricing":null,"verified":false,"featured":false,"country":"NG","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.286Z","notes":"Imported from a community submission, needs review.","company":null,"tags":[],"url":"https://wycord.com/resource/eversend"},{"name":"FedaPay","slug":"fedapay","description":"Payment API for francophone Africa that lets businesses collect funds and pay out to mobile money accounts through payment links, hosted pages and direct API integration. Built for markets where mobile money is dominant, with SDKs and a developer sandbox. Headquartered in Benin.","category":"API","subcategory":"Payments","website":"https://fedapay.com","documentation_url":"https://docs.fedapay.com/","github_url":null,"pricing":null,"verified":false,"featured":false,"country":"BJ","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-10-10T05:12:00.311Z","notes":null,"company":{"name":"FedaPay","slug":"fedapay","country":"BJ","type":"PAYMENTS","url":"https://wycord.com/companies/fedapay"},"tags":["payments","mobile-money","francophone","benin","payouts"],"url":"https://wycord.com/resource/fedapay"},{"name":"GSMA Mobile Money API Specification","slug":"gsma-mobile-money-api-specification","description":"The GSMA Mobile Money API is a harmonised, industry-governed REST and JSON specification covering common mobile money use cases such as merchant payments, disbursements, P2P and international transfers, bill payments and account linking. It defines a standard set of transaction types abstracted from provider-specific implementations and ships a developer portal with a sandbox simulator, an OAuth 2.0 gateway and SDKs. Version 1.2 is the current release.","category":"RESEARCH","subcategory":"Standard","website":"https://developer.mobilemoneyapi.io/api-versions-1.2/","documentation_url":"https://www.gsma.com/solutions-and-impact/connectivity-for-good/mobile-for-development/mobile-money/mobile-money-api-2/","github_url":null,"pricing":"Free / open","verified":false,"featured":false,"country":"Pan-African","docs_status":"LIVE","licensing_required":"NONE","last_verified":"2026-07-05T19:03:18.553Z","notes":null,"company":null,"tags":["mobile-money","payments-api","open-standard","fintech","gsma"],"url":"https://wycord.com/resource/gsma-mobile-money-api-specification"}]}