APIs
Chapa vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇪🇹 Ethiopia
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Pricing
Not listed
~1.5% domestic / transaction
Verified
Unverified
Verified
Last verified
10 Oct 2026
24 Jun 2026
Tags
payments, virtual-accounts, checkout, ethiopia, transfers
payments, cards, cbn-licensed
Summary
Ethiopian payment service provider offering a developer API to accept payments, run transfers, create virtual accounts and manage transactions. Supports local Ethiopian payment methods and mobile wallets with a hosted checkout and REST API. One of the leading online payment gateways in Ethiopia.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
Chapa vs Paystack at a glance
Chapa and Paystack are both listed under Payments in Wycord's APIs index.
Chapa is based in Ethiopia and Paystack in Nigeria.
Both currently show the status "Docs live".
On access, both are marked "No approval needed".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Pricing: Chapa, Not listed; Paystack, ~1.5% domestic / transaction.
- Country: Chapa, Ethiopia; Paystack, Nigeria.
- Verification: Chapa, Unverified; Paystack, Verified.
Topics
Both are tagged: payments.
Only Chapa: virtual-accounts, checkout, ethiopia, transfers.
Only Paystack: cards, cbn-licensed.
Common questions
- Which has better uptime, Chapa or Paystack?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do Chapa or Paystack need approval before use?
- Both are marked "No approval needed".
- Is the documentation for Chapa and Paystack working?
- Both show "Docs live" at the last check.
- Where are Chapa and Paystack based?
- Chapa is based in Ethiopia; Paystack is based in Nigeria.