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APIs

Curacel vs Lami

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Insurance API
Insurance API
Country
🇳🇬 Nigeria
🇰🇪 Kenya
Docs status
Docs live
Docs live
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Unverified
Last verified
10 Oct 2026
10 Oct 2026
Tags
nigeria, insurtech, insurance, embedded-insurance, claims
kenya, insurtech, insurance, claims, embedded
Summary
Curacel is a Y Combinator backed Nigerian insurtech offering APIs for embedded insurance distribution, automated health and auto claims, and premium payments. Its docs document Bearer token authentication, sandbox and production base URLs and REST endpoints for policies, claims, products and vehicles.
Kenyan insurtech providing an insurance API and platform that lets businesses embed and distribute digital insurance products, issue policies and process claims. Aimed at partners bundling cover into their own apps and services across African markets. API documentation is hosted behind an authenticated developer portal.

Curacel vs Lami at a glance

Curacel and Lami are both listed under Insurance API in Wycord's APIs index.

Curacel is based in Nigeria and Lami in Kenya.

Both currently show the status "Docs live".

On access, both are marked "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for Curacel (36 checks) and 100% for Lami (36 checks).

Average response time on live probes was 146 ms for Curacel and 102 ms for Lami.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Country: Curacel, Nigeria; Lami, Kenya.
  • Verification: Curacel, Verified; Lami, Unverified.
  • Average latency: Curacel, 146 ms; Lami, 102 ms.

Topics

Both are tagged: insurtech, insurance, claims.

Only Curacel: nigeria, embedded-insurance.

Only Lami: kenya, embedded.

Common questions

Which has better uptime, Curacel or Lami?
They are level at 100% over the last 30 days.
Do Curacel or Lami need approval before use?
Both are marked "Approval required".
Is the documentation for Curacel and Lami working?
Both show "Docs live" at the last check.
Where are Curacel and Lami based?
Curacel is based in Nigeria; Lami is based in Kenya.

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