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APIs

DPO Group (DPO Pay) vs Fincra

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Payments
Payments
Country
🌍 Pan-African
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Verified
Last verified
16 Sept 2026
10 Oct 2026
Tags
payments, pan-african, card-payments, ecommerce, gateway
payments, virtual-accounts, fx, collections, payouts
Summary
Direct Pay Online (now DPO Pay by Network) is a pan-African payment service provider in 20+ countries, with a REST DPO Pay API v6, email payment links, and plugins for WooCommerce, Shopify, Magento and Odoo. Sandbox credentials and Postman collections provided.
Nigerian payments infrastructure for collections (checkout, payment links, NGN/GHS/KES/TZS virtual accounts, direct debit), cross-border payouts, conversions and identity/BVN resolution. Official server libraries span Java, PHP, Python, Ruby and C#, plus a community Node SDK.

DPO Group (DPO Pay) vs Fincra at a glance

DPO Group (DPO Pay) and Fincra are both listed under Payments in Wycord's APIs index.

DPO Group (DPO Pay) is based in Pan-African and Fincra in Nigeria.

Both currently show the status "Docs live".

On access, both are marked "Approval required".

Over the last 30 days Wycord's probes measured 97.22% uptime for DPO Group (DPO Pay) (36 checks) and 100% for Fincra (36 checks).

Average response time on live probes was 82 ms for DPO Group (DPO Pay) and 2076 ms for Fincra.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Country: DPO Group (DPO Pay), Pan-African; Fincra, Nigeria.
  • 30-day uptime: DPO Group (DPO Pay), 97.22%; Fincra, 100%.
  • Average latency: DPO Group (DPO Pay), 82 ms; Fincra, 2076 ms.

Topics

Both are tagged: payments.

Only DPO Group (DPO Pay): pan-african, card-payments, ecommerce, gateway.

Only Fincra: virtual-accounts, fx, collections, payouts.

Common questions

Which has better uptime, DPO Group (DPO Pay) or Fincra?
Fincra leads over the last 30 days: DPO Group (DPO Pay) 97.22%, Fincra 100%.
Do DPO Group (DPO Pay) or Fincra need approval before use?
Both are marked "Approval required".
Is the documentation for DPO Group (DPO Pay) and Fincra working?
Both show "Docs live" at the last check.
Where are DPO Group (DPO Pay) and Fincra based?
DPO Group (DPO Pay) is based in Pan-African; Fincra is based in Nigeria.

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