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APIs

Flutterwave vs Hub2

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇨🇮 Côte d'Ivoire
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Unverified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, remittance, pan-african
payments, pan-african, aggregator, mobile-money, francophone
Summary
Pan-African payment processor with the broadest SDK coverage (13 languages) and international remittance support. Acquired Mono in Jan 2026.
Francophone Africa payment infrastructure that unifies mobile money, bank transfer, card and crypto rails behind a single Pay-In and Pay-Out API. Operates across nine West and Central African countries including Cote d'Ivoire, Senegal, Benin, Burkina Faso, Cameroon, Mali, Niger, Guinea and Togo, aggregating providers such as Wave, Orange, MTN and Moov. Often described as the Stripe for francophone Africa.

Flutterwave vs Hub2 at a glance

Flutterwave and Hub2 are both listed under Payments in Wycord's APIs index.

Flutterwave is based in Nigeria and Hub2 in Côte d'Ivoire.

Both currently show the status "Docs live".

On access, Flutterwave is marked "No approval needed" and Hub2 "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for Flutterwave (36 checks) and 100% for Hub2 (36 checks).

Average response time on live probes was 620 ms for Flutterwave and 408 ms for Hub2.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Access: Flutterwave, No approval needed; Hub2, Approval required.
  • Pricing: Flutterwave, ~1.5% domestic / transaction; Hub2, Not listed.
  • Country: Flutterwave, Nigeria; Hub2, Côte d'Ivoire.
  • Verification: Flutterwave, Verified; Hub2, Unverified.
  • Average latency: Flutterwave, 620 ms; Hub2, 408 ms.

Topics

Both are tagged: payments, pan-african.

Only Flutterwave: remittance.

Only Hub2: aggregator, mobile-money, francophone.

Common questions

Which has better uptime, Flutterwave or Hub2?
They are level at 100% over the last 30 days.
Do Flutterwave or Hub2 need approval before use?
Flutterwave is marked "No approval needed" and Hub2 "Approval required".
Is the documentation for Flutterwave and Hub2 working?
Both show "Docs live" at the last check.
Where are Flutterwave and Hub2 based?
Flutterwave is based in Nigeria; Hub2 is based in Côte d'Ivoire.

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