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APIs

Flutterwave vs IntaSend API

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇰🇪 Kenya
Docs status
Docs live
Docs broken
Licensing
Approval required
Pricing
~1.5% domestic / transaction
M-Pesa 3%, Cards 3.5% (4.5% international), CashApp 4.5%
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, remittance, pan-african
—
Summary
Pan-African payment processor with the broadest SDK coverage (13 languages) and international remittance support. Acquired Mono in Jan 2026.
Multi-rail payments API for Kenya/Africa — M-Pesa, cards, bank payouts, and payroll — with published per-rail pricing.

Flutterwave vs IntaSend API at a glance

Flutterwave and IntaSend API are both listed under Payments in Wycord's APIs index.

Flutterwave is based in Nigeria and IntaSend API in Kenya.

Documentation status differs: Flutterwave is "Docs live" and IntaSend API is "Docs broken".

On access, Flutterwave is marked "No approval needed" and IntaSend API "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for Flutterwave (36 checks) and 100% for IntaSend API (36 checks).

Average response time on live probes was 620 ms for Flutterwave and 91 ms for IntaSend API.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: Flutterwave, Docs live; IntaSend API, Docs broken.
  • Access: Flutterwave, No approval needed; IntaSend API, Approval required.
  • Pricing: Flutterwave, ~1.5% domestic / transaction; IntaSend API, M-Pesa 3%, Cards 3.5% (4.5% international), CashApp 4.5%.
  • Country: Flutterwave, Nigeria; IntaSend API, Kenya.
  • Average latency: Flutterwave, 620 ms; IntaSend API, 91 ms.

Topics

Only Flutterwave: payments, remittance, pan-african.

Common questions

Which has better uptime, Flutterwave or IntaSend API?
They are level at 100% over the last 30 days.
Do Flutterwave or IntaSend API need approval before use?
Flutterwave is marked "No approval needed" and IntaSend API "Approval required".
Is the documentation for Flutterwave and IntaSend API working?
Flutterwave shows "Docs live" and IntaSend API shows "Docs broken" at the last check.
Where are Flutterwave and IntaSend API based?
Flutterwave is based in Nigeria; IntaSend API is based in Kenya.

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