Skip to content
Wycord
Research

GSMA Mobile Money API Specification vs Mojaloop Open API for FSP Interoperability Specification

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

GSMA Mobile Money API SpecificationMojaloop Open API for FSP Interoperability Specification
Category
Research
Research
Type
Standard
Standard
Country
🌍 Pan-African
🌍 Pan-African
Docs status
Docs live
Docs broken
Licensing
Pricing
Free / open
Free / open
Verified
Unverified
Unverified
Last verified
5 Jul 2026
10 Oct 2026
Tags
fintech, mobile-money, open-standard, payments-api, gsma
payments, fintech, interoperability, open-standard, dpi
Links
Website Docs
Website Docs GitHub
Summary
The GSMA Mobile Money API is a harmonised, industry-governed REST and JSON specification covering common mobile money use cases such as merchant payments, disbursements, P2P and international transfers, bill payments and account linking. It defines a standard set of transaction types abstracted from provider-specific implementations and ships a developer portal with a sandbox simulator, an OAuth 2.0 gateway and SDKs. Version 1.2 is the current release.
The Mojaloop specification set defines an open API for interoperable transactions between financial service providers, enabling a payer at one provider to pay a payee at another. It documents the FSP Interoperability (FSPIOP), Administration, Settlement and Third-party Payment Initiation APIs and is published under a Creative Commons license. It is the reference standard behind several national instant payment switches used in Africa and beyond.

GSMA Mobile Money API Specification vs Mojaloop Open API for FSP Interoperability Specification at a glance

GSMA Mobile Money API Specification and Mojaloop Open API for FSP Interoperability Specification are both listed under Standard in Wycord's Research index.

Both are based in Pan-African.

Documentation status differs: GSMA Mobile Money API Specification is "Docs live" and Mojaloop Open API for FSP Interoperability Specification is "Docs broken".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for GSMA Mobile Money API Specification (36 checks) and 22.22% for Mojaloop Open API for FSP Interoperability Specification (36 checks).

Average response time on live probes was 124 ms for GSMA Mobile Money API Specification and 238 ms for Mojaloop Open API for FSP Interoperability Specification.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: GSMA Mobile Money API Specification, Docs live; Mojaloop Open API for FSP Interoperability Specification, Docs broken.
  • 30-day uptime: GSMA Mobile Money API Specification, 100%; Mojaloop Open API for FSP Interoperability Specification, 22.22%.
  • Average latency: GSMA Mobile Money API Specification, 124 ms; Mojaloop Open API for FSP Interoperability Specification, 238 ms.

Topics

Both are tagged: fintech, open-standard.

Only GSMA Mobile Money API Specification: mobile-money, payments-api, gsma.

Only Mojaloop Open API for FSP Interoperability Specification: payments, interoperability, dpi.

Common questions

Which has better uptime, GSMA Mobile Money API Specification or Mojaloop Open API for FSP Interoperability Specification?
GSMA Mobile Money API Specification leads over the last 30 days: GSMA Mobile Money API Specification 100%, Mojaloop Open API for FSP Interoperability Specification 22.22%.
Do GSMA Mobile Money API Specification or Mojaloop Open API for FSP Interoperability Specification need approval before use?
Both are marked "No approval needed".
Is the documentation for GSMA Mobile Money API Specification and Mojaloop Open API for FSP Interoperability Specification working?
GSMA Mobile Money API Specification shows "Docs live" and Mojaloop Open API for FSP Interoperability Specification shows "Docs broken" at the last check.
Where are GSMA Mobile Money API Specification and Mojaloop Open API for FSP Interoperability Specification based?
Both are based in Pan-African.

More comparisons

Full details: GSMA Mobile Money API SpecificationFull details: Mojaloop Open API for FSP Interoperability Specification