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APIs

Jenga API vs Ozow

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Open Banking
Open Banking
Country
🇰🇪 Kenya
🇿🇦 South Africa
Docs status
Docs live
Docs broken
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, kyc, banking, open-banking, kenya
payments, open-banking, south-africa, instant-eft
Summary
Jenga API is the open banking and payments API by Finserve Africa, a subsidiary of Equity Group, covering bank and mobile money transfers, airtime, forex and KYC across Kenya, Uganda, Tanzania, Rwanda, DRC, South Sudan and Ethiopia. Its API explorer documents live and UAT endpoints on api.finserve.africa.
Ozow, formerly i-Pay, is a South African instant smart EFT and open-banking payment provider that lets customers pay directly from their bank account. Its API generates payment links and exposes transaction-status endpoints such as GetTransaction and GetTransactionByReference on api.ozow.com.

Jenga API vs Ozow at a glance

Jenga API and Ozow are both listed under Open Banking in Wycord's APIs index.

Jenga API is based in Kenya and Ozow in South Africa.

Documentation status differs: Jenga API is "Docs live" and Ozow is "Docs broken".

On access, both are marked "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for Jenga API (36 checks) and 100% for Ozow (36 checks).

Average response time on live probes was 629 ms for Jenga API and 182 ms for Ozow.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: Jenga API, Docs live; Ozow, Docs broken.
  • Country: Jenga API, Kenya; Ozow, South Africa.
  • Average latency: Jenga API, 629 ms; Ozow, 182 ms.

Topics

Both are tagged: payments, open-banking.

Only Jenga API: kyc, banking, kenya.

Only Ozow: south-africa, instant-eft.

Common questions

Which has better uptime, Jenga API or Ozow?
They are level at 100% over the last 30 days.
Do Jenga API or Ozow need approval before use?
Both are marked "Approval required".
Is the documentation for Jenga API and Ozow working?
Jenga API shows "Docs live" and Ozow shows "Docs broken" at the last check.
Where are Jenga API and Ozow based?
Jenga API is based in Kenya; Ozow is based in South Africa.

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