APIs
Onafriq vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🌍 Pan-African
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Institutional only
Pricing
Not listed
~1.5% domestic / transaction
Verified
Verified
Verified
Last verified
10 Oct 2026
24 Jun 2026
Tags
payments, pan-african, cross-border, mobile-wallet, disbursements
payments, cards, cbn-licensed
Summary
Formerly MFS Africa, Onafriq is a pan-African cross-border digital payments network connecting businesses to ~1 billion mobile wallets across 40+ African markets, offering collections, disbursements, card issuing/processing and agent banking. Developer portal is the former Beyonic API docs.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
Onafriq vs Paystack at a glance
Onafriq and Paystack are both listed under Payments in Wycord's APIs index.
Onafriq is based in Pan-African and Paystack in Nigeria.
Both currently show the status "Docs live".
On access, Onafriq is marked "Institutional only" and Paystack "No approval needed".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Access: Onafriq, Institutional only; Paystack, No approval needed.
- Pricing: Onafriq, Not listed; Paystack, ~1.5% domestic / transaction.
- Country: Onafriq, Pan-African; Paystack, Nigeria.
Topics
Both are tagged: payments.
Only Onafriq: pan-african, cross-border, mobile-wallet, disbursements.
Only Paystack: cards, cbn-licensed.
Common questions
- Which has better uptime, Onafriq or Paystack?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do Onafriq or Paystack need approval before use?
- Onafriq is marked "Institutional only" and Paystack "No approval needed".
- Is the documentation for Onafriq and Paystack working?
- Both show "Docs live" at the last check.
- Where are Onafriq and Paystack based?
- Onafriq is based in Pan-African; Paystack is based in Nigeria.