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PawaPay vs Wave Business API

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

PawaPayWave Business API
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🌍 Pan-African
🇸🇳 Senegal
Docs status
Docs live
Docs live
Licensing
Approval required
Approval required
Pricing
https://pawapay.io/fees
Not listed
Verified
Verified
Unverified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, pan-african, aggregator, payouts, mobile-money
payments, payouts, mobile-money, senegal, francophone
Links
Website Docs
Website Docs
Summary
Mobile money aggregator offering a single REST API and dashboard to collect deposits, send payouts and process refunds across ~20 African countries, covering roughly 85% of mobile money on the continent. Asynchronous financial APIs with sandbox and live environments plus a Postman collection.
Developer API from Wave, the mobile money operator dominant in Senegal and Cote d'Ivoire, for collecting payments, sending payouts and running bulk disbursements in FCFA. Provides checkout sessions, a sandbox and API-key management through the Wave Business portal. API access is granted to approved Wave Business accounts rather than fully self-service.

PawaPay vs Wave Business API at a glance

PawaPay and Wave Business API are both listed under Mobile Money in Wycord's APIs index.

PawaPay is based in Pan-African and Wave Business API in Senegal.

Both currently show the status "Docs live".

On access, both are marked "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for PawaPay (36 checks) and 100% for Wave Business API (36 checks).

Average response time on live probes was 470 ms for PawaPay and 112 ms for Wave Business API.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Pricing: PawaPay, https://pawapay.io/fees; Wave Business API, Not listed.
  • Country: PawaPay, Pan-African; Wave Business API, Senegal.
  • Verification: PawaPay, Verified; Wave Business API, Unverified.
  • Average latency: PawaPay, 470 ms; Wave Business API, 112 ms.

Topics

Both are tagged: payments, payouts, mobile-money.

Only PawaPay: pan-african, aggregator.

Only Wave Business API: senegal, francophone.

Common questions

Which has better uptime, PawaPay or Wave Business API?
They are level at 100% over the last 30 days.
Do PawaPay or Wave Business API need approval before use?
Both are marked "Approval required".
Is the documentation for PawaPay and Wave Business API working?
Both show "Docs live" at the last check.
Where are PawaPay and Wave Business API based?
PawaPay is based in Pan-African; Wave Business API is based in Senegal.

More comparisons

Full details: PawaPayFull details: Wave Business API