APIs
Paystack vs Yoco
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇿🇦 South Africa
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Verified
Last verified
24 Jun 2026
10 Oct 2026
Tags
payments, cards, cbn-licensed
card-payments, south-africa, checkout, sdk, online-payments
Summary
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
South African card-payments provider offering a developer hub with online payment APIs, SDKs, an API explorer, ecommerce plugins (WooCommerce, Wix, Shopify) and an MCP server for AI integrations. Docs hosted on a Fern-powered developer hub.
Paystack vs Yoco at a glance
Paystack and Yoco are both listed under Payments in Wycord's APIs index.
Paystack is based in Nigeria and Yoco in South Africa.
Both currently show the status "Docs live".
On access, Paystack is marked "No approval needed" and Yoco "Approval required".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Access: Paystack, No approval needed; Yoco, Approval required.
- Pricing: Paystack, ~1.5% domestic / transaction; Yoco, Not listed.
- Country: Paystack, Nigeria; Yoco, South Africa.
Topics
Only Paystack: payments, cards, cbn-licensed.
Only Yoco: card-payments, south-africa, checkout, sdk, online-payments.
Common questions
- Which has better uptime, Paystack or Yoco?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do Paystack or Yoco need approval before use?
- Paystack is marked "No approval needed" and Yoco "Approval required".
- Is the documentation for Paystack and Yoco working?
- Both show "Docs live" at the last check.
- Where are Paystack and Yoco based?
- Paystack is based in Nigeria; Yoco is based in South Africa.