APIs

Pan-African payment processor with the broadest SDK coverage (13 languages) and international remittance support. Acquired Mono in Jan 2026.

CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.

Consumer-first payment provider that also supports crypto payments. Growing fast; JS SDK only.

Direct Pay Online (now DPO Pay by Network) is a pan-African payment service provider in 20+ countries, with a REST DPO Pay API v6, email payment links, and plugins for WooCommerce, Shopify, Magento and Odoo. Sandbox credentials and Postman collections provided.

Nigerian payments infrastructure for collections (checkout, payment links, NGN/GHS/KES/TZS virtual accounts, direct debit), cross-border payouts, conversions and identity/BVN resolution. Official server libraries span Java, PHP, Python, Ruby and C#, plus a community Node SDK.

Hubtel is a Ghanaian fintech founded in 2005 as SMSGH offering REST APIs for mobile money collections, card payments, SMS, USSD and ID verification, with official SDKs for C#, Java, Android, iOS, Flutter and Web. Its public docs pages render as overviews while deeper reference sits behind a portal.

Multi-rail payments API for Kenya/Africa — M-Pesa, cards, bank payouts, and payroll — with published per-rail pricing.

Scout-verified 2026-08-14: curl 200 on site + docs, WebFetch of /about confirms registration number, WebSearch cross-references CBK licensing and Nairobi HQ. See docs/scout/kenya-candidates.md.

Kenya's original "Buy Goods" till payment-aggregation and disbursement API for SMEs. Note: Kenyan-founded (Nairobi, 2011) but acquired by Moniepoint Inc. (Nigeria) in Aug 2023 — operating company has changed, product remains Kenya-market.

Scout-verified 2026-08-14: curl 200 on redirected site + docs subdomain, Moniepoint acquisition confirmed by 3 independent outlets (TechCabal, FintechFutures, StartupLagos), docs still live post-acquisition. See docs/scout/kenya-candidates.md.

Borderless-Africa-focused payment provider with strong API design. Bundles payments with KYC; minimal GitHub presence, Node SDK only.

Multi-wallet fintech API (from Ghana's SEVN Group / DreamOval) for merchant checkout across MTN MoMo, Vodafone Cash, AirtelTigo Cash and cards; live + UAT endpoints, Postman-hosted reference docs. Note: a lookalike domain kowrrii.site surfaced in research and does not resolve — unrelated to this product.

Scout-verified 2026-08-14: curl 200 on kowri.app/business and both Postman doc links, Ashesi University alumni feature confirms 2007 Accra founding, Crunchbase + sevn.group/about-us corroborate DreamOval→SEVN→Kowri lineage. See docs/scout/ghana-candidates.md.

CBN-licensed PSSP by TeamApt with a bank-first model and NUBAN integration. SDKs in 5 languages including Java and .NET; no official Go or TypeScript SDK.

Payments provider combining POS, virtual accounts and a payments API for physical and digital commerce. Node SDK.

Formerly MFS Africa, Onafriq is a pan-African cross-border digital payments network connecting businesses to ~1 billion mobile wallets across 40+ African markets, offering collections, disbursements, card issuing/processing and agent banking. Developer portal is the former Beyonic API docs.

Large-scale Nigerian payments provider supporting USSD, QR and web payments. Limited SDK coverage.

CBN-licensed Nigerian payments company whose Paga (Pagaengine) APIs cover the Collect API, Business API, Paga Connect and Merchant Services for collecting payments, disbursements/transfers and airtime/data/bills. SDKs for Java, PHP, Python and Node.js, with sandbox, IP whitelisting and hashing-based auth.

East African payment gateway (Kenya, Uganda, Tanzania and beyond) offering API 3.0, a REST/JSON API for online payments, with sample code repositories, plugins and a developer forum; the older XML-based API 2.0 is deprecated. PCI/DSS compliant with sandbox test credentials.

Multi-channel payment provider supporting web, USSD and bank payments, with regional expansion. SDKs in JS, PHP, Python and Java.

Bank-backed (GTBank) payment gateway with strong NUBAN support. SDKs in JS and PHP.

Ghana-based payment gateway API for card, mobile money (MTN/Vodafone/AirtelTigo/Zeepay/G-money) and bank-transfer payouts, with Android/iOS SDKs and e-commerce plugins.

Scout-verified 2026-08-14: curl 200 on docs page with live PHP/C#/Java samples + sandbox/prod endpoints, payswitch.com.gh contact domain, WebSearch confirms PaySwitch (Accra, founded 2015). See docs/scout/ghana-candidates.md.

Cellulant's Tingg is a single-API payments platform for collections and payouts across 24+ African markets, supporting mobile money, cards and bank transfers, plus engagement APIs for transactional SMS/OTP. Developers register on the Tingg developer portal for sandbox and production access.

South African card-payments provider offering a developer hub with online payment APIs, SDKs, an API explorer, ecommerce plugins (WooCommerce, Wix, Shopify) and an MCP server for AI integrations. Docs hosted on a Fern-powered developer hub.

Ghanaian payment gateway offering Merchant, Merchant Direct, Tokenization and Invoice APIs for card + mobile money; official PHP SDK on GitHub, 4-language SDK coverage claimed.

Scout-verified 2026-08-14: curl 200 on developer portal (4 API products), GitHub org expresspaygh/expresspay-php-sdk public, Devex org listing independently confirms entity/country. See docs/scout/ghana-candidates.md.

Kenyan payment-gateway API (C2B, B2B, B2C, STK Push, Billing) covering Kenya, Uganda, Tanzania, Rwanda, Togo, DRC. Correct docs host is dev.ipayafrica.com — docs.ipayafrica.com is unconfigured and /developers on the main site 404s.

Scout-verified 2026-08-14: curl 200 on main site + dev.ipayafrica.com sub-pages, both wrong docs URLs confirmed dead (403/404) before settling on the right one, WebSearch confirms founders/2010 founding/CBK authorization. See docs/scout/kenya-candidates.md.

Ethiopian fintech offering a payment gateway API for collecting payments across multiple local methods, based in Addis Ababa. Provides a developer portal with sandbox and production environments and bank-grade security. Enables businesses to build checkout and payment flows for the Ethiopian market.