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Africa Payments MCP vs Cloudflare Daraja MCP (pmutua)

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Africa Payments MCPCloudflare Daraja MCP (pmutua)
Category
MCP Servers
MCP Servers
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇰🇪 Kenya
Docs status
Docs gated
Docs live
Licensing
Pricing
Open-source
Free / open-source
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, mcp, unified
payments, mcp, mpesa, daraja, cloudflare
Links
Website Docs GitHub
Website Docs GitHub
Summary
Community MCP server providing a unified payments layer across M-Pesa, Paystack, MTN MoMo and Flutterwave.
A TypeScript MCP server deployed as a Cloudflare Worker that exposes Safaricom M-Pesa (Daraja) APIs as AI-callable tools for STK push, transaction status and payment verification. Maintained by individual developer pmutua.

Africa Payments MCP vs Cloudflare Daraja MCP (pmutua) at a glance

Africa Payments MCP and Cloudflare Daraja MCP (pmutua) are both listed under Payments in Wycord's MCP Servers index.

Africa Payments MCP is based in Nigeria and Cloudflare Daraja MCP (pmutua) in Kenya.

Documentation status differs: Africa Payments MCP is "Docs gated" and Cloudflare Daraja MCP (pmutua) is "Docs live".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 0% uptime for Africa Payments MCP (36 checks) and 100% for Cloudflare Daraja MCP (pmutua) (36 checks).

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: Africa Payments MCP, Docs gated; Cloudflare Daraja MCP (pmutua), Docs live.
  • Pricing: Africa Payments MCP, Open-source; Cloudflare Daraja MCP (pmutua), Free / open-source.
  • Country: Africa Payments MCP, Nigeria; Cloudflare Daraja MCP (pmutua), Kenya.
  • 30-day uptime: Africa Payments MCP, 0%; Cloudflare Daraja MCP (pmutua), 100%.

Topics

Both are tagged: payments, mcp.

Only Africa Payments MCP: unified.

Only Cloudflare Daraja MCP (pmutua): mpesa, daraja, cloudflare.

Common questions

Which has better uptime, Africa Payments MCP or Cloudflare Daraja MCP (pmutua)?
Cloudflare Daraja MCP (pmutua) leads over the last 30 days: Africa Payments MCP 0%, Cloudflare Daraja MCP (pmutua) 100%.
Do Africa Payments MCP or Cloudflare Daraja MCP (pmutua) need approval before use?
Both are marked "No approval needed".
Is the documentation for Africa Payments MCP and Cloudflare Daraja MCP (pmutua) working?
Africa Payments MCP shows "Docs gated" and Cloudflare Daraja MCP (pmutua) shows "Docs live" at the last check.
Where are Africa Payments MCP and Cloudflare Daraja MCP (pmutua) based?
Africa Payments MCP is based in Nigeria; Cloudflare Daraja MCP (pmutua) is based in Kenya.

More comparisons

Full details: Africa Payments MCPFull details: Cloudflare Daraja MCP (pmutua)