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Cloudflare Daraja MCP (pmutua) vs Paystack MCP

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Cloudflare Daraja MCP (pmutua)Paystack MCP
Category
MCP Servers
MCP Servers
Type
Payments
Payments
Country
🇰🇪 Kenya
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Pricing
Free / open-source
Open-source
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, mcp, mpesa, daraja, cloudflare
payments, mcp, official
Links
Website Docs GitHub
Docs GitHub
Summary
A TypeScript MCP server deployed as a Cloudflare Worker that exposes Safaricom M-Pesa (Daraja) APIs as AI-callable tools for STK push, transaction status and payment verification. Maintained by individual developer pmutua.
Official PaystackOSS MCP server exposing the full Paystack API dynamically via its OpenAPI spec. The best-maintained Nigerian MCP.

Cloudflare Daraja MCP (pmutua) vs Paystack MCP at a glance

Cloudflare Daraja MCP (pmutua) and Paystack MCP are both listed under Payments in Wycord's MCP Servers index.

Cloudflare Daraja MCP (pmutua) is based in Kenya and Paystack MCP in Nigeria.

Both currently show the status "Docs live".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for Cloudflare Daraja MCP (pmutua) (36 checks) and 97.22% for Paystack MCP (36 checks).

Average response time on live probes was 832 ms for Cloudflare Daraja MCP (pmutua) and 593 ms for Paystack MCP.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Pricing: Cloudflare Daraja MCP (pmutua), Free / open-source; Paystack MCP, Open-source.
  • Country: Cloudflare Daraja MCP (pmutua), Kenya; Paystack MCP, Nigeria.
  • 30-day uptime: Cloudflare Daraja MCP (pmutua), 100%; Paystack MCP, 97.22%.
  • Average latency: Cloudflare Daraja MCP (pmutua), 832 ms; Paystack MCP, 593 ms.

Topics

Both are tagged: payments, mcp.

Only Cloudflare Daraja MCP (pmutua): mpesa, daraja, cloudflare.

Only Paystack MCP: official.

Common questions

Which has better uptime, Cloudflare Daraja MCP (pmutua) or Paystack MCP?
Cloudflare Daraja MCP (pmutua) leads over the last 30 days: Cloudflare Daraja MCP (pmutua) 100%, Paystack MCP 97.22%.
Do Cloudflare Daraja MCP (pmutua) or Paystack MCP need approval before use?
Both are marked "No approval needed".
Is the documentation for Cloudflare Daraja MCP (pmutua) and Paystack MCP working?
Both show "Docs live" at the last check.
Where are Cloudflare Daraja MCP (pmutua) and Paystack MCP based?
Cloudflare Daraja MCP (pmutua) is based in Kenya; Paystack MCP is based in Nigeria.

More comparisons

Full details: Cloudflare Daraja MCP (pmutua)Full details: Paystack MCP