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APIs

ArifPay vs Flutterwave

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Payments
Payments
Country
🇪🇹 Ethiopia
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Unverified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, gateway, checkout, ethiopia, sandbox
payments, remittance, pan-african
Summary
Ethiopian fintech offering a payment gateway API for collecting payments across multiple local methods, based in Addis Ababa. Provides a developer portal with sandbox and production environments and bank-grade security. Enables businesses to build checkout and payment flows for the Ethiopian market.
Pan-African payment processor with the broadest SDK coverage (13 languages) and international remittance support. Acquired Mono in Jan 2026.

ArifPay vs Flutterwave at a glance

ArifPay and Flutterwave are both listed under Payments in Wycord's APIs index.

ArifPay is based in Ethiopia and Flutterwave in Nigeria.

Both currently show the status "Docs live".

On access, ArifPay is marked "Approval required" and Flutterwave "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for ArifPay (36 checks) and 100% for Flutterwave (36 checks).

Average response time on live probes was 323 ms for ArifPay and 620 ms for Flutterwave.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Access: ArifPay, Approval required; Flutterwave, No approval needed.
  • Pricing: ArifPay, Not listed; Flutterwave, ~1.5% domestic / transaction.
  • Country: ArifPay, Ethiopia; Flutterwave, Nigeria.
  • Verification: ArifPay, Unverified; Flutterwave, Verified.
  • Average latency: ArifPay, 323 ms; Flutterwave, 620 ms.

Topics

Both are tagged: payments.

Only ArifPay: gateway, checkout, ethiopia, sandbox.

Only Flutterwave: remittance, pan-african.

Common questions

Which has better uptime, ArifPay or Flutterwave?
They are level at 100% over the last 30 days.
Do ArifPay or Flutterwave need approval before use?
ArifPay is marked "Approval required" and Flutterwave "No approval needed".
Is the documentation for ArifPay and Flutterwave working?
Both show "Docs live" at the last check.
Where are ArifPay and Flutterwave based?
ArifPay is based in Ethiopia; Flutterwave is based in Nigeria.

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