APIs
ArifPay vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇪🇹 Ethiopia
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Unverified
Verified
Last verified
10 Oct 2026
24 Jun 2026
Tags
payments, gateway, checkout, ethiopia, sandbox
payments, cards, cbn-licensed
Summary
Ethiopian fintech offering a payment gateway API for collecting payments across multiple local methods, based in Addis Ababa. Provides a developer portal with sandbox and production environments and bank-grade security. Enables businesses to build checkout and payment flows for the Ethiopian market.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
ArifPay vs Paystack at a glance
ArifPay and Paystack are both listed under Payments in Wycord's APIs index.
ArifPay is based in Ethiopia and Paystack in Nigeria.
Both currently show the status "Docs live".
On access, ArifPay is marked "Approval required" and Paystack "No approval needed".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Access: ArifPay, Approval required; Paystack, No approval needed.
- Pricing: ArifPay, Not listed; Paystack, ~1.5% domestic / transaction.
- Country: ArifPay, Ethiopia; Paystack, Nigeria.
- Verification: ArifPay, Unverified; Paystack, Verified.
Topics
Both are tagged: payments.
Only ArifPay: gateway, checkout, ethiopia, sandbox.
Only Paystack: cards, cbn-licensed.
Common questions
- Which has better uptime, ArifPay or Paystack?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do ArifPay or Paystack need approval before use?
- ArifPay is marked "Approval required" and Paystack "No approval needed".
- Is the documentation for ArifPay and Paystack working?
- Both show "Docs live" at the last check.
- Where are ArifPay and Paystack based?
- ArifPay is based in Ethiopia; Paystack is based in Nigeria.