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APIs

Bizao vs Budpay

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

BizaoBudpay
Category
APIs
APIs
Type
Payments
Payments
Country
🇨🇮 Côte d'Ivoire
🇳🇬 Nigeria
Docs status
Docs gated
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Unverified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, cards, aggregator, mobile-money, francophone
payments, crypto, consumer
Links
Docs
Website Docs
Summary
Pan-African payment aggregator founded by a former Orange executive that lets merchants accept mobile money and card payments from multiple carriers through a single contract and API. Exposes Mobile Money, Merchant Payment and card APIs documented on its developer portal and Postman workspace, with 3DS filtering on card transactions. Focused on West and Central African markets.
Consumer-first payment provider that also supports crypto payments. Growing fast; JS SDK only.

Bizao vs Budpay at a glance

Bizao and Budpay are both listed under Payments in Wycord's APIs index.

Bizao is based in Côte d'Ivoire and Budpay in Nigeria.

Documentation status differs: Bizao is "Docs gated" and Budpay is "Docs live".

On access, Bizao is marked "Approval required" and Budpay "No approval needed".

Over the last 30 days Wycord's probes measured 0% uptime for Bizao (36 checks) and 100% for Budpay (36 checks).

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: Bizao, Docs gated; Budpay, Docs live.
  • Access: Bizao, Approval required; Budpay, No approval needed.
  • Pricing: Bizao, Not listed; Budpay, ~1.5% domestic / transaction.
  • Country: Bizao, Côte d'Ivoire; Budpay, Nigeria.
  • Verification: Bizao, Unverified; Budpay, Verified.
  • 30-day uptime: Bizao, 0%; Budpay, 100%.

Topics

Both are tagged: payments.

Only Bizao: cards, aggregator, mobile-money, francophone.

Only Budpay: crypto, consumer.

Common questions

Which has better uptime, Bizao or Budpay?
Budpay leads over the last 30 days: Bizao 0%, Budpay 100%.
Do Bizao or Budpay need approval before use?
Bizao is marked "Approval required" and Budpay "No approval needed".
Is the documentation for Bizao and Budpay working?
Bizao shows "Docs gated" and Budpay shows "Docs live" at the last check.
Where are Bizao and Budpay based?
Bizao is based in Côte d'Ivoire; Budpay is based in Nigeria.

More comparisons

Full details: BizaoFull details: Budpay