APIs
Bizao vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇨🇮 Côte d'Ivoire
🇳🇬 Nigeria
Docs status
Docs gated
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Unverified
Verified
Last verified
10 Oct 2026
24 Jun 2026
Tags
payments, cards, aggregator, mobile-money, francophone
payments, cards, cbn-licensed
Summary
Pan-African payment aggregator founded by a former Orange executive that lets merchants accept mobile money and card payments from multiple carriers through a single contract and API. Exposes Mobile Money, Merchant Payment and card APIs documented on its developer portal and Postman workspace, with 3DS filtering on card transactions. Focused on West and Central African markets.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
Bizao vs Paystack at a glance
Bizao and Paystack are both listed under Payments in Wycord's APIs index.
Bizao is based in Côte d'Ivoire and Paystack in Nigeria.
Documentation status differs: Bizao is "Docs gated" and Paystack is "Docs live".
On access, Bizao is marked "Approval required" and Paystack "No approval needed".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Documentation: Bizao, Docs gated; Paystack, Docs live.
- Access: Bizao, Approval required; Paystack, No approval needed.
- Pricing: Bizao, Not listed; Paystack, ~1.5% domestic / transaction.
- Country: Bizao, Côte d'Ivoire; Paystack, Nigeria.
- Verification: Bizao, Unverified; Paystack, Verified.
Topics
Both are tagged: payments, cards.
Only Bizao: aggregator, mobile-money, francophone.
Only Paystack: cbn-licensed.
Common questions
- Which has better uptime, Bizao or Paystack?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do Bizao or Paystack need approval before use?
- Bizao is marked "Approval required" and Paystack "No approval needed".
- Is the documentation for Bizao and Paystack working?
- Bizao shows "Docs gated" and Paystack shows "Docs live" at the last check.
- Where are Bizao and Paystack based?
- Bizao is based in Côte d'Ivoire; Paystack is based in Nigeria.