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APIs

Budpay vs iPay Africa API

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Category
APIs
APIs
Type
Payments
Payments
Country
🇳🇬 Nigeria
🇰🇪 Kenya
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
~1.5% domestic / transaction
Not listed
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, crypto, consumer
—
Summary
Consumer-first payment provider that also supports crypto payments. Growing fast; JS SDK only.
Kenyan payment-gateway API (C2B, B2B, B2C, STK Push, Billing) covering Kenya, Uganda, Tanzania, Rwanda, Togo, DRC. Correct docs host is dev.ipayafrica.com — docs.ipayafrica.com is unconfigured and /developers on the main site 404s.

Budpay vs iPay Africa API at a glance

Budpay and iPay Africa API are both listed under Payments in Wycord's APIs index.

Budpay is based in Nigeria and iPay Africa API in Kenya.

Both currently show the status "Docs live".

On access, Budpay is marked "No approval needed" and iPay Africa API "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for Budpay (36 checks) and 100% for iPay Africa API (36 checks).

Average response time on live probes was 293 ms for Budpay and 1399 ms for iPay Africa API.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Access: Budpay, No approval needed; iPay Africa API, Approval required.
  • Pricing: Budpay, ~1.5% domestic / transaction; iPay Africa API, Not listed.
  • Country: Budpay, Nigeria; iPay Africa API, Kenya.
  • Average latency: Budpay, 293 ms; iPay Africa API, 1399 ms.

Topics

Only Budpay: payments, crypto, consumer.

Common questions

Which has better uptime, Budpay or iPay Africa API?
They are level at 100% over the last 30 days.
Do Budpay or iPay Africa API need approval before use?
Budpay is marked "No approval needed" and iPay Africa API "Approval required".
Is the documentation for Budpay and iPay Africa API working?
Both show "Docs live" at the last check.
Where are Budpay and iPay Africa API based?
Budpay is based in Nigeria; iPay Africa API is based in Kenya.

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