APIs
iPay Africa API vs Paystack
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Payments
Payments
Country
🇰🇪 Kenya
🇳🇬 Nigeria
Docs status
Docs live
Docs live
Licensing
Approval required
Pricing
Not listed
~1.5% domestic / transaction
Verified
Verified
Verified
Last verified
10 Oct 2026
24 Jun 2026
Tags
—
payments, cards, cbn-licensed
Summary
Kenyan payment-gateway API (C2B, B2B, B2C, STK Push, Billing) covering Kenya, Uganda, Tanzania, Rwanda, Togo, DRC. Correct docs host is dev.ipayafrica.com — docs.ipayafrica.com is unconfigured and /developers on the main site 404s.
CBN-licensed payment gateway and the market leader, with the best docs and widest adoption. Owned by Stripe. SDKs in Python, JS, PHP and .NET, plus an OpenAPI spec and official Postman collection.
iPay Africa API vs Paystack at a glance
iPay Africa API and Paystack are both listed under Payments in Wycord's APIs index.
iPay Africa API is based in Kenya and Paystack in Nigeria.
Both currently show the status "Docs live".
On access, iPay Africa API is marked "Approval required" and Paystack "No approval needed".
Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.
How they differ
- Access: iPay Africa API, Approval required; Paystack, No approval needed.
- Pricing: iPay Africa API, Not listed; Paystack, ~1.5% domestic / transaction.
- Country: iPay Africa API, Kenya; Paystack, Nigeria.
Topics
Only Paystack: payments, cards, cbn-licensed.
Common questions
- Which has better uptime, iPay Africa API or Paystack?
- Wycord does not yet have enough probe results for both to compare uptime.
- Do iPay Africa API or Paystack need approval before use?
- iPay Africa API is marked "Approval required" and Paystack "No approval needed".
- Is the documentation for iPay Africa API and Paystack working?
- Both show "Docs live" at the last check.
- Where are iPay Africa API and Paystack based?
- iPay Africa API is based in Kenya; Paystack is based in Nigeria.