APIs
M-Pesa Daraja (Safaricom) vs MTN MoMo Open API
A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🇰🇪 Kenya
🌍 Pan-African
Docs status
Docs broken
Docs live
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Unverified
Last verified
10 Jul 2026
10 Jul 2026
Tags
payments, mpesa, mobile-money, kenya, stk-push
remittance, pan-african, collections, mobile-money, disbursements
Summary
Safaricom's official Daraja 3.0 developer portal exposing the M-Pesa APIs (STK Push/Lipa Na M-Pesa, C2B, B2C, B2B, transaction status, account balance) for Kenya, the largest mobile-money network in Africa. Requires a registered developer account with sandbox testing before live credentials.
MTN Mobile Money developer platform exposing Collections (Get Paid), Disbursements (Pay), Remittances and account APIs across MTN's African markets. Offers a self-service sandbox and documentation, with production access approved per country. MTN MoMo is one of the largest mobile money networks on the continent.