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M-Pesa Daraja (Safaricom) vs Zeepay Developer API

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

M-Pesa Daraja (Safaricom)Zeepay Developer API
Category
APIs
APIs
Type
Mobile Money
Mobile Money
Country
🇰🇪 Kenya
🇬🇭 Ghana
Docs status
Docs broken
Docs gated
Licensing
Approval required
Approval required
Pricing
Not listed
Not listed
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, mpesa, mobile-money, kenya, stk-push
—
Links
Website Docs
Website Docs
Summary
Safaricom's official Daraja 3.0 developer portal exposing the M-Pesa APIs (STK Push/Lipa Na M-Pesa, C2B, B2C, B2B, transaction status, account balance) for Kenya, the largest mobile-money network in Africa. Requires a registered developer account with sandbox testing before live credentials.
REST API from Ghana's largest independent mobile-money fintech for domestic transfers, cross-border remittance, bill payments (airtime/electricity/water) and merchant collections.

M-Pesa Daraja (Safaricom) vs Zeepay Developer API at a glance

M-Pesa Daraja (Safaricom) and Zeepay Developer API are both listed under Mobile Money in Wycord's APIs index.

M-Pesa Daraja (Safaricom) is based in Kenya and Zeepay Developer API in Ghana.

Documentation status differs: M-Pesa Daraja (Safaricom) is "Docs broken" and Zeepay Developer API is "Docs gated".

On access, both are marked "Approval required".

Over the last 30 days Wycord's probes measured 100% uptime for M-Pesa Daraja (Safaricom) (36 checks) and 0% for Zeepay Developer API (36 checks).

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: M-Pesa Daraja (Safaricom), Docs broken; Zeepay Developer API, Docs gated.
  • Country: M-Pesa Daraja (Safaricom), Kenya; Zeepay Developer API, Ghana.
  • 30-day uptime: M-Pesa Daraja (Safaricom), 100%; Zeepay Developer API, 0%.

Topics

Only M-Pesa Daraja (Safaricom): payments, mpesa, mobile-money, kenya, stk-push.

Common questions

Which has better uptime, M-Pesa Daraja (Safaricom) or Zeepay Developer API?
M-Pesa Daraja (Safaricom) leads over the last 30 days: M-Pesa Daraja (Safaricom) 100%, Zeepay Developer API 0%.
Do M-Pesa Daraja (Safaricom) or Zeepay Developer API need approval before use?
Both are marked "Approval required".
Is the documentation for M-Pesa Daraja (Safaricom) and Zeepay Developer API working?
M-Pesa Daraja (Safaricom) shows "Docs broken" and Zeepay Developer API shows "Docs gated" at the last check.
Where are M-Pesa Daraja (Safaricom) and Zeepay Developer API based?
M-Pesa Daraja (Safaricom) is based in Kenya; Zeepay Developer API is based in Ghana.

More comparisons

Full details: M-Pesa Daraja (Safaricom)Full details: Zeepay Developer API