🌍Pan-African

DPO Group (DPO Pay)

APIs

Direct Pay Online (now DPO Pay by Network) is a pan-African payment service provider in 20+ countries, with a REST DPO Pay API v6, email payment links, and plugins for WooCommerce, Shopify, Magento and Odoo. Sandbox credentials and Postman collections provided.

Onafriq

APIs

Formerly MFS Africa, Onafriq is a pan-African cross-border digital payments network connecting businesses to ~1 billion mobile wallets across 40+ African markets, offering collections, disbursements, card issuing/processing and agent banking. Developer portal is the former Beyonic API docs.

PawaPay

APIs

Mobile money aggregator offering a single REST API and dashboard to collect deposits, send payouts and process refunds across ~20 African countries, covering roughly 85% of mobile money on the continent. Asynchronous financial APIs with sandbox and live environments plus a Postman collection.

Pesapal

APIs

East African payment gateway (Kenya, Uganda, Tanzania and beyond) offering API 3.0, a REST/JSON API for online payments, with sample code repositories, plugins and a developer forum; the older XML-based API 2.0 is deprecated. PCI/DSS compliant with sandbox test credentials.

Pngme

APIs

Pngme is a financial data infrastructure platform aggregating bank, loan and airtime data across emerging markets including Nigeria, Kenya, Ghana, Uganda and Zambia. Its API delivers machine-learning-ready financial features, alert labels and a synthetic data store for credit scoring and risk assessment.

Tingg by Cellulant

APIs

Cellulant's Tingg is a single-API payments platform for collections and payouts across 24+ African markets, supporting mobile money, cards and bank transfers, plus engagement APIs for transactional SMS/OTP. Developers register on the Tingg developer portal for sandbox and production access.

Yellow Card

APIs

Licensed stablecoin payments infrastructure across 20+ African countries, offering a single REST API for cross-border payments, local fiat on/off-ramps, USD stablecoin savings and a Treasury Portal. SDKs in cURL/Python/Node/Ruby; converts USDT/USDC against NGN, KES, USD, EUR and 50+ currencies; KYB/KYC and sandbox required.

MTN MoMo Open API

APIs

MTN Mobile Money developer platform exposing Collections (Get Paid), Disbursements (Pay), Remittances and account APIs across MTN's African markets. Offers a self-service sandbox and documentation, with production access approved per country. MTN MoMo is one of the largest mobile money networks on the continent.

Orange Money Web Payment API

APIs

Orange's official API on its developer portal for accepting online payments through Orange Money mobile wallets. Covers 11 African countries including Mali, Cameroon, Cote d'Ivoire, Senegal, Madagascar, Guinea, Sierra Leone and DR Congo, with customers validating purchases via a USSD one-time password. Integration requires an Orange partner agreement.