APIs

Miden is a Y Combinator W24 card issuer-processor and banking stack for Sub-Saharan Africa, founded in 2022 in Ikeja, Nigeria. Its API lets enterprises launch card programs in NGN and USD virtual cards, business accounts, Wallet-as-a-Service, collections and transfers.

FX rate API aggregating 40+ exchanges and providers, including parallel-market sources (API-side parallel coverage unconfirmed).

CBN-licensed PSSP by TeamApt with a bank-first model and NUBAN integration. SDKs in 5 languages including Java and .NET; no official Go or TypeScript SDK.

MyCover.ai is a Nigerian open insurance API platform founded in 2021 that lets businesses embed auto, health, travel, gadget, life and content insurance via REST APIs and low-code SDKs. It ships official JavaScript and React Native SDKs on npm under the @mycoverai scope.

Free official Nigeria-specific weather API from the Nigerian Meteorological Agency. Genuinely official and free, but poorly documented and rarely listed.

Payments provider combining POS, virtual accounts and a payments API for physical and digital commerce. Node SDK.

Octamile is a Nigerian insurtech founded in 2021 providing embedded insurance infrastructure that lets non-insurance businesses bundle insurance into their products. Its public developer portal documents an Insurance Management Assistance Service JSON API covering premium calculation, policy purchase, certificates, claims and vehicle valuation.

OkHi is a digital addressing and address-verification platform built in Kenya and operating in Nigeria, letting businesses capture and verify a customer's physical address as a GPS point, photo and to-the-door instructions. It provides web and mobile SDKs for Android, iOS, Flutter, React and JavaScript.

Open-banking data provider that pioneered the category in Nigeria.

Shut down May 2025, listed for historical reference only. Do not integrate.

Formerly MFS Africa, Onafriq is a pan-African cross-border digital payments network connecting businesses to ~1 billion mobile wallets across 40+ African markets, offering collections, disbursements, card issuing/processing and agent banking. Developer portal is the former Beyonic API docs.

Banking-as-middleware provider that connects fintechs to Nigerian commercial banks.

Large-scale Nigerian payments provider supporting USSD, QR and web payments. Limited SDK coverage.

Free path to Nigeria's NIGSAC sanctions list (138 entities) via REST API and bulk download, updated daily.

Commercial use requires a paid OpenSanctions licence.

Ozow, formerly i-Pay, is a South African instant smart EFT and open-banking payment provider that lets customers pay directly from their bank account. Its API generates payment links and exposes transaction-status endpoints such as GetTransaction and GetTransactionByReference on api.ozow.com.

CBN-licensed Nigerian payments company whose Paga (Pagaengine) APIs cover the Collect API, Business API, Paga Connect and Merchant Services for collecting payments, disbursements/transfers and airtime/data/bills. SDKs for Java, PHP, Python and Node.js, with sandbox, IP whitelisting and hashing-based auth.

Mobile money aggregator offering a single REST API and dashboard to collect deposits, send payouts and process refunds across ~20 African countries, covering roughly 85% of mobile money on the continent. Asynchronous financial APIs with sandbox and live environments plus a Postman collection.

Egyptian payment infrastructure provider founded in 2015, offering card, wallet and checkout acceptance via an Intention and Payment API plus Android, iOS, Flutter and React Native SDKs. Backed by PayPal Ventures and EBRD with over 350,000 merchants across Egypt, the Gulf and Pakistan.

Peleza is a Nairobi based provider of KYC, KYB, AML and background-check verification offering REST APIs, SDKs, webhooks and a sandbox that connect to official registries and watchlists. The documentation exposes concrete verification endpoints such as Credit Reference Bureau checks under base URL api.peleza.com.

Real-time bank-to-bank interbank transfer, account validation and bulk-payment API connecting Kenya's entire bank network via a single integration.

Scout-verified 2026-08-14: curl 200 on both domains, dev portal shows real product pages + self-service sandbox copy, World Bank Fast Payments case study confirms IPSL/KBA as operator. See docs/scout/kenya-candidates.md.

East African payment gateway (Kenya, Uganda, Tanzania and beyond) offering API 3.0, a REST/JSON API for online payments, with sample code repositories, plugins and a developer forum; the older XML-based API 2.0 is deprecated. PCI/DSS compliant with sandbox test credentials.

Pngme is a financial data infrastructure platform aggregating bank, loan and airtime data across emerging markets including Nigeria, Kenya, Ghana, Uganda and Zambia. Its API delivers machine-learning-ready financial features, alert labels and a synthetic data store for credit scoring and risk assessment.

KYC aggregator covering NIN, BVN, FRSC, NYSC, voter, passport and vNIN with good docs. Released the open-source FraudLens fraud-intelligence dataset in Mar 2026.

Broad KYC aggregator covering NIN, vNIN, BVN, DL, voter, FIRS and JTB; the JTB tax-board coverage is unique among providers.

Crypto exchange whose free, no-auth USDT/NGN ticker serves as a live parallel-market FX proxy (tracks parallel within ~5–8 NGN).

Use app.quidax.io, not api.quidax.com (SSL error).