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Chapa MCP Server vs Cloudflare Daraja MCP (pmutua)

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Chapa MCP ServerCloudflare Daraja MCP (pmutua)
Category
MCP Servers
MCP Servers
Type
Payments
Payments
Country
🇪🇹 Ethiopia
🇰🇪 Kenya
Docs status
Docs live
Docs live
Licensing
Pricing
Free / open-source
Free / open-source
Verified
Unverified
Verified
Last verified
5 Jul 2026
10 Oct 2026
Tags
payments, mcp, community, ethiopia, chapa
payments, mcp, mpesa, daraja, cloudflare
Links
Website Docs GitHub
Website Docs GitHub
Summary
Community MCP server for Chapa, an Ethiopian payment gateway, exposing 8 tools for payment initialization, verification, transfers, bank lookups and balance. It is part of theYahia's WWmcp emerging-markets monorepo and is published to npm as @theyahia/chapa-mcp. Ethiopia is not otherwise represented among the registry's payment MCP servers.
A TypeScript MCP server deployed as a Cloudflare Worker that exposes Safaricom M-Pesa (Daraja) APIs as AI-callable tools for STK push, transaction status and payment verification. Maintained by individual developer pmutua.

Chapa MCP Server vs Cloudflare Daraja MCP (pmutua) at a glance

Chapa MCP Server and Cloudflare Daraja MCP (pmutua) are both listed under Payments in Wycord's MCP Servers index.

Chapa MCP Server is based in Ethiopia and Cloudflare Daraja MCP (pmutua) in Kenya.

Both currently show the status "Docs live".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for Chapa MCP Server (36 checks) and 100% for Cloudflare Daraja MCP (pmutua) (36 checks).

Average response time on live probes was 972 ms for Chapa MCP Server and 832 ms for Cloudflare Daraja MCP (pmutua).

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Country: Chapa MCP Server, Ethiopia; Cloudflare Daraja MCP (pmutua), Kenya.
  • Verification: Chapa MCP Server, Unverified; Cloudflare Daraja MCP (pmutua), Verified.
  • Average latency: Chapa MCP Server, 972 ms; Cloudflare Daraja MCP (pmutua), 832 ms.

Topics

Both are tagged: payments, mcp.

Only Chapa MCP Server: community, ethiopia, chapa.

Only Cloudflare Daraja MCP (pmutua): mpesa, daraja, cloudflare.

Common questions

Which has better uptime, Chapa MCP Server or Cloudflare Daraja MCP (pmutua)?
They are level at 100% over the last 30 days.
Do Chapa MCP Server or Cloudflare Daraja MCP (pmutua) need approval before use?
Both are marked "No approval needed".
Is the documentation for Chapa MCP Server and Cloudflare Daraja MCP (pmutua) working?
Both show "Docs live" at the last check.
Where are Chapa MCP Server and Cloudflare Daraja MCP (pmutua) based?
Chapa MCP Server is based in Ethiopia; Cloudflare Daraja MCP (pmutua) is based in Kenya.

More comparisons

Full details: Chapa MCP ServerFull details: Cloudflare Daraja MCP (pmutua)