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Cloudflare Daraja MCP (pmutua) vs PayLink MCP

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Cloudflare Daraja MCP (pmutua)PayLink MCP
Category
MCP Servers
MCP Servers
Type
Payments
Payments
Country
🇰🇪 Kenya
🇰🇪 Kenya
Docs status
Docs live
Docs live
Licensing
Pricing
Free / open-source
Free / open-source
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, mcp, mpesa, daraja, cloudflare
payments, mcp, mpesa, kenya, framework
Links
Website Docs GitHub
Website Docs GitHub
Summary
A TypeScript MCP server deployed as a Cloudflare Worker that exposes Safaricom M-Pesa (Daraja) APIs as AI-callable tools for STK push, transaction status and payment verification. Maintained by individual developer pmutua.
A Python MCP payment framework (runnable via Docker or locally) that lets AI agents integrate payments, currently supporting M-Pesa via Daraja with Airtel Money, Equity Bank and KCB listed as upcoming. Maintained by the payelink org; successor to jameskanyiri/DarajaMCP.

Cloudflare Daraja MCP (pmutua) vs PayLink MCP at a glance

Cloudflare Daraja MCP (pmutua) and PayLink MCP are both listed under Payments in Wycord's MCP Servers index.

Both are based in Kenya.

Both currently show the status "Docs live".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for Cloudflare Daraja MCP (pmutua) (36 checks) and 97.22% for PayLink MCP (36 checks).

Average response time on live probes was 832 ms for Cloudflare Daraja MCP (pmutua) and 639 ms for PayLink MCP.

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • 30-day uptime: Cloudflare Daraja MCP (pmutua), 100%; PayLink MCP, 97.22%.
  • Average latency: Cloudflare Daraja MCP (pmutua), 832 ms; PayLink MCP, 639 ms.

Topics

Both are tagged: payments, mcp, mpesa.

Only Cloudflare Daraja MCP (pmutua): daraja, cloudflare.

Only PayLink MCP: kenya, framework.

Common questions

Which has better uptime, Cloudflare Daraja MCP (pmutua) or PayLink MCP?
Cloudflare Daraja MCP (pmutua) leads over the last 30 days: Cloudflare Daraja MCP (pmutua) 100%, PayLink MCP 97.22%.
Do Cloudflare Daraja MCP (pmutua) or PayLink MCP need approval before use?
Both are marked "No approval needed".
Is the documentation for Cloudflare Daraja MCP (pmutua) and PayLink MCP working?
Both show "Docs live" at the last check.
Where are Cloudflare Daraja MCP (pmutua) and PayLink MCP based?
Both are based in Kenya.

More comparisons

Full details: Cloudflare Daraja MCP (pmutua)Full details: PayLink MCP