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Cloudflare Daraja MCP (pmutua) vs Yoco MCP

A verified, side-by-side comparison. Both records are status-checked by Wycord, so you are comparing what each actually offers today, not a stale listing.

Cloudflare Daraja MCP (pmutua)Yoco MCP
Category
MCP Servers
MCP Servers
Type
Payments
Payments
Country
🇰🇪 Kenya
🇿🇦 South Africa
Docs status
Docs live
Docs broken
Licensing
Pricing
Free / open-source
Free / open-source
Verified
Verified
Verified
Last verified
10 Oct 2026
10 Oct 2026
Tags
payments, mcp, mpesa, daraja, cloudflare
payments, mcp, npm, south-africa, yoco
Links
Website Docs GitHub
Website Docs GitHub
Summary
A TypeScript MCP server deployed as a Cloudflare Worker that exposes Safaricom M-Pesa (Daraja) APIs as AI-callable tools for STK push, transaction status and payment verification. Maintained by individual developer pmutua.
A TypeScript MCP server (npm @theyahia/yoco-mcp) wrapping the South African Yoco payment gateway and card-machine APIs with 8 tools. Part of theYahia's Emerging Markets MCP collection.

Cloudflare Daraja MCP (pmutua) vs Yoco MCP at a glance

Cloudflare Daraja MCP (pmutua) and Yoco MCP are both listed under Payments in Wycord's MCP Servers index.

Cloudflare Daraja MCP (pmutua) is based in Kenya and Yoco MCP in South Africa.

Documentation status differs: Cloudflare Daraja MCP (pmutua) is "Docs live" and Yoco MCP is "Docs broken".

On access, both are marked "No approval needed".

Over the last 30 days Wycord's probes measured 100% uptime for Cloudflare Daraja MCP (pmutua) (36 checks) and 0% for Yoco MCP (36 checks).

Uptime and latency come from Wycord's own probes of each resource's website, documentation and repository, run every six hours.

How they differ

  • Documentation: Cloudflare Daraja MCP (pmutua), Docs live; Yoco MCP, Docs broken.
  • Country: Cloudflare Daraja MCP (pmutua), Kenya; Yoco MCP, South Africa.
  • 30-day uptime: Cloudflare Daraja MCP (pmutua), 100%; Yoco MCP, 0%.

Topics

Both are tagged: payments, mcp.

Only Cloudflare Daraja MCP (pmutua): mpesa, daraja, cloudflare.

Only Yoco MCP: npm, south-africa, yoco.

Common questions

Which has better uptime, Cloudflare Daraja MCP (pmutua) or Yoco MCP?
Cloudflare Daraja MCP (pmutua) leads over the last 30 days: Cloudflare Daraja MCP (pmutua) 100%, Yoco MCP 0%.
Do Cloudflare Daraja MCP (pmutua) or Yoco MCP need approval before use?
Both are marked "No approval needed".
Is the documentation for Cloudflare Daraja MCP (pmutua) and Yoco MCP working?
Cloudflare Daraja MCP (pmutua) shows "Docs live" and Yoco MCP shows "Docs broken" at the last check.
Where are Cloudflare Daraja MCP (pmutua) and Yoco MCP based?
Cloudflare Daraja MCP (pmutua) is based in Kenya; Yoco MCP is based in South Africa.

More comparisons

Full details: Cloudflare Daraja MCP (pmutua)Full details: Yoco MCP